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Under Construction. 7727 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA
NEW CONSTRUCTION - $436,900. 4 bedrooms, 2 full baths, 1 half bath, 2,405 sq ft. covered outdoor living.
PROMOTION & CLOSING-COST SAVINGS
Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded.
What is the promotion? Harmony Central has NO CDD. Community amenities include a pool with cabanas and a dog park, with access to shopping, dining and major roadways. Receive $10,000 Flex Cash under the current promotion for this home, subject to builder terms and loan-program requirements. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms.
HARMONY CENTRAL FAQs
1. Why St. Cloud? New housing, affordability and recreation.
2. Alternative to Lake Nona? Potentially more home for your budget.
3. Medical City distance? Website: about 20 minutes.
4. Under 5% down? Options may exist for qualified borrowers.
5. Buy versus rent? Compare mortgage costs, rent and potential equity.
6. Living in Harmony? Small-town surroundings with modern conveniences.
7. What attracts families? Activities, green spaces and nearby services.
8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities.
9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments.
10. What distinguishes Harmony Central? Master-planned setting and recreation.
11. MCO distance? Website estimates 25 minutes.
12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic.
13. Medical City employees? Access to healthcare workplaces.
14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance.
15. Remote work? Bedrooms or available flex space can accommodate work.
16. First-time buyer programs? Assistance may apply.
17. USDA financing? Lender must verify property and borrower eligibility.
18. Income needed? Depends on price, loan, credit and debts.
19. Why new construction? Modern layouts, efficiency and warranties.
20. How to tour? Request an appointment to view this home.
Harmony Central has NO CDD; HOA fees and property taxes are separate.
Construction progress, completion and move-in timing require onsite confirmation.
Property Details
Price: $436,900
Sq Ft: 2,405
($182 per
sqft)
Bedrooms: 4
Bathrooms: 2
Partial Baths: 1
City: St Cloud
County: Osceola
Type: Single Family
Development: Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk R Lot 4
Acres: 0.1300
Virtual Tour/Floorplan:
View
Year Built: 2026
Listing Number: O6418090
Status Code: A-Active
Taxes: $831.00
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: Cats OK, Dogs OK
Total Recurring Fees: $69
Total Recurring Fee Frequency: 0.00
Interior Features:
Ceiling Fans(s)
Financial Information:
Taxes: $831.00
Tax Year: 2025
Association Fee: $68.75
Association Fee Frequency: Monthly
Exterior Features:
Garden
Equipment:
Dishwasher
Microwave
Range
School Information:
Elementary School: Harmony Community School (K-5)
Middle School: Harmony Middle
Junior High: Harmony Middle
High School: Harmony High
Additional Information:
MLS Area: 34771 - St Cloud (Magnolia Square)
Total Square Footage: 2,989
Price per Square Feet: $181.66
Water: Private
Construction: Block, Concrete
Date Listed: 2026-06-18 00:00:00
Furnished: Unfurnished
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Ceramic Tile
Roof: Shingle
Heating: Electric
Cooling: Central Air
Laundry: Inside
Pets: Cats Ok, Dogs Ok
Sewer: Private Sewer
Parcel ID: 32-26-32-3666-0
Map of 7727 Bent Tree Loop, St Cloud, FL 34771
Listing Courtesy Of: Adams Homes Realty, Inc
jannette.rodriguez@adamshomes.com