5315 Colonial Avenue, Jacksonville, FL 32210
Pending $235,000
Request Club Info by Email
Calculate Your Payment
Like this listing?
Contact the Listing Agent directly:
Listing Agent: Wendy Swan
Agent Phone:
352-225-1615
Agent Email:
wendyswanllc@gmail.com
Share Property
Save Property
View Virtual Tour
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
Eat-in Kitchen
Open Floorplan
Taxes: $4,201.00
Tax Year: 2025
Private Mailbox
Private Yard
Dishwasher
Microwave
Range
Building Description: Craftsman
MLS Area: 32210 - Jacksonville
Total Square Footage: 1,603
Price per Square Feet: $196.49
Water: Public
Construction: Hardi Plank Type
Date Listed: 2026-05-24 00:00:00
Furnished: Unfurnished
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Luxury Vinyl
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Laundry: Inside, Laundry Room
Sewer: Aerobic Septic
Parcel ID: 094023-0000
Listing Courtesy Of: Keller Williams Gainesville Realty Partners
wendyswanllc@gmail.com
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
Property Details
Price: $235,000
Sq Ft: 1,196
($196 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: Jacksonville
County: Duval
Type: Single Family
Development: Lake Side Park
Acres: 0.1600
Virtual Tour/Floorplan: View
Year Built: 2018
Listing Number: GC540593
Status Code: Pending
Taxes: $4,201.00
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Interior Features:
Eat-in Kitchen
Open Floorplan
Financial Information:
Taxes: $4,201.00
Tax Year: 2025
Exterior Features:
Private Mailbox
Private Yard
Equipment:
Dishwasher
Microwave
Range
Additional Information:
Building Description: Craftsman
MLS Area: 32210 - Jacksonville
Total Square Footage: 1,603
Price per Square Feet: $196.49
Water: Public
Construction: Hardi Plank Type
Date Listed: 2026-05-24 00:00:00
Furnished: Unfurnished
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Luxury Vinyl
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Laundry: Inside, Laundry Room
Sewer: Aerobic Septic
Parcel ID: 094023-0000
Map of 5315 Colonial Avenue, Jacksonville, FL 32210
Listing Courtesy Of: Keller Williams Gainesville Realty Partners
wendyswanllc@gmail.com