2105 Palm Terrace, Sarasota, FL 34231
For Sale $425,000
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Listing Agent: Toni Zarghami
Agent Phone:
941-248-2147
Agent Email:
toni@zarghamigroup.com
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Welcome to a fully renovated, move-in ready home in Harbor Oaks, tucked on a quiet tree-lined street in one of Sarasota’s most centrally located neighborhoods, just minutes from the white sands of Siesta Key. With 3 bedrooms, 2 full bathrooms, a heated pool, and no HOA, this home delivers the Florida lifestyle buyers are searching for without the condo fees or community restrictions, making it equally appealing as a full-time residence or a long-term rental investment. The home is also available turnkey, so you can move in or start leasing with nothing to buy and nothing to set up. Owned solar panels, with no lease or payment to take over, are sized to cover the home’s average utility bill, a real advantage for a home with a heated pool. A paver driveway and walkway lead to the front entry, with a covered carport along the side of the home. Inside, the open living and dining area is bright and welcoming, with warm wood floors, recessed lighting, plantation-style blinds, and a fireplace with a white stone surround anchoring the living room. The kitchen is finished with white shaker cabinetry, gold hardware, a striking deep blue tile backsplash, and stainless steel appliances, all open to the dining space so cooking and conversation happen together. The primary suite features an en suite bath with a glass-enclosed herringbone tile shower, a lighted mirror, and a separate makeup vanity. The second bedroom sits just next door, and the third bedroom, set off the living room on the opposite side of the home, works equally well as a guest room, home office, or den. The second full bath offers a glass-enclosed shower and the laundry area, conveniently located off the kitchen. Step out back and the fully fenced yard becomes a private resort. The heated pool is framed by extensive pavers, a decorative sand area with room for loungers, and a lush artificial turf lawn that stays green with no mowing. High-end landscaping and mature palms surround multiple patio spaces for dining, grilling, and relaxing in the shade, giving you a backyard you will use every day of the year with very little upkeep. The location is hard to beat. Siesta Key Beach and its famous powder-soft quartz sand are a short drive across the Stickney Point bridge, and Gulf Gate Village’s restaurants, coffee shops, and nightlife are close by. Phillippi Estate Park and its Wednesday farmhouse market, Sarasota Memorial Hospital, and downtown Sarasota’s arts and dining scene are all within easy reach. The area continues to grow, with Siesta Promenade bringing new shops, restaurants, and a boutique hotel to the gateway of Siesta Key, and the Sarasota Square redevelopment adding Whole Foods Market and an open-air shopping and dining destination just down US-41. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Ceiling Fans(s)
Open Floorplan
Stone Counters
Thermostat
Window Treatments
Taxes: $2,798.93
Tax Year: 2026
Lighting
Outdoor Grill
Private Mailbox
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Trees/Woods
Elementary School: Phillippi Shores Elementary
Middle School: Sarasota Middle
Junior High: Sarasota Middle
High School: Riverview High
MLS Area: 34231 - Sarasota/Gulf Gate Branch
Total Square Footage: 1,372
Price per Square Feet: $365.75
Water: Public
Construction: Frame, Wood Siding
Date Listed: 2026-11-12 00:00:00
Pool: Y
Pool Description: In Ground, Child Safety Fence, Deck, Lighting, Solar Heat
Furnished: Negotiable
Windows: Window Treatments
Parking: Covered, Driveway
Flooring: Tile, Wood
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Fireplace: Y
Security: Smart Security System
Laundry: Inside, Other
Sewer: Public Sewer
Lot Desc.: In County, Landscaped, Sidewalk, Paved
Parcel ID: 0075040057
Listing Courtesy Of: Kw Coastal Living Iii
toni@zarghamigroup.com
Welcome to a fully renovated, move-in ready home in Harbor Oaks, tucked on a quiet tree-lined street in one of Sarasota’s most centrally located neighborhoods, just minutes from the white sands of Siesta Key. With 3 bedrooms, 2 full bathrooms, a heated pool, and no HOA, this home delivers the Florida lifestyle buyers are searching for without the condo fees or community restrictions, making it equally appealing as a full-time residence or a long-term rental investment. The home is also available turnkey, so you can move in or start leasing with nothing to buy and nothing to set up. Owned solar panels, with no lease or payment to take over, are sized to cover the home’s average utility bill, a real advantage for a home with a heated pool. A paver driveway and walkway lead to the front entry, with a covered carport along the side of the home. Inside, the open living and dining area is bright and welcoming, with warm wood floors, recessed lighting, plantation-style blinds, and a fireplace with a white stone surround anchoring the living room. The kitchen is finished with white shaker cabinetry, gold hardware, a striking deep blue tile backsplash, and stainless steel appliances, all open to the dining space so cooking and conversation happen together. The primary suite features an en suite bath with a glass-enclosed herringbone tile shower, a lighted mirror, and a separate makeup vanity. The second bedroom sits just next door, and the third bedroom, set off the living room on the opposite side of the home, works equally well as a guest room, home office, or den. The second full bath offers a glass-enclosed shower and the laundry area, conveniently located off the kitchen. Step out back and the fully fenced yard becomes a private resort. The heated pool is framed by extensive pavers, a decorative sand area with room for loungers, and a lush artificial turf lawn that stays green with no mowing. High-end landscaping and mature palms surround multiple patio spaces for dining, grilling, and relaxing in the shade, giving you a backyard you will use every day of the year with very little upkeep. The location is hard to beat. Siesta Key Beach and its famous powder-soft quartz sand are a short drive across the Stickney Point bridge, and Gulf Gate Village’s restaurants, coffee shops, and nightlife are close by. Phillippi Estate Park and its Wednesday farmhouse market, Sarasota Memorial Hospital, and downtown Sarasota’s arts and dining scene are all within easy reach. The area continues to grow, with Siesta Promenade bringing new shops, restaurants, and a boutique hotel to the gateway of Siesta Key, and the Sarasota Square redevelopment adding Whole Foods Market and an open-air shopping and dining destination just down US-41. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Property Details
Price: $425,000
Sq Ft: 1,162
($366 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: Sarasota
County: Sarasota
Type: Single Family
Development: Harbor Oaks
Acres: 0.2300
Virtual Tour/Floorplan: View
Year Built: 1950
Listing Number: A4710552
Status Code: A-Active
Taxes: $2,798.93
Tax Year: 2026
Garage:
Furnishings: Negotiable
Interior Features:
Ceiling Fans(s)
Open Floorplan
Stone Counters
Thermostat
Window Treatments
Financial Information:
Taxes: $2,798.93
Tax Year: 2026
Exterior Features:
Lighting
Outdoor Grill
Private Mailbox
Sidewalk
Equipment:
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
View:
Trees/Woods
School Information:
Elementary School: Phillippi Shores Elementary
Middle School: Sarasota Middle
Junior High: Sarasota Middle
High School: Riverview High
Additional Information:
MLS Area: 34231 - Sarasota/Gulf Gate Branch
Total Square Footage: 1,372
Price per Square Feet: $365.75
Water: Public
Construction: Frame, Wood Siding
Date Listed: 2026-11-12 00:00:00
Pool: Y
Pool Description: In Ground, Child Safety Fence, Deck, Lighting, Solar Heat
Furnished: Negotiable
Windows: Window Treatments
Parking: Covered, Driveway
Flooring: Tile, Wood
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Fireplace: Y
Security: Smart Security System
Laundry: Inside, Other
Sewer: Public Sewer
Lot Desc.: In County, Landscaped, Sidewalk, Paved
Parcel ID: 0075040057
Map of 2105 Palm Terrace, Sarasota, FL 34231
Listing Courtesy Of: Kw Coastal Living Iii
toni@zarghamigroup.com